What is the defining feature of whole life insurance regarding renewals?

Whole life insurance is characterized by its permanent nature, meaning it is designed to last for the lifetime of the insured, as long as the premiums are paid. Unlike term life insurance, which has a defined period and requires renewal at the end of each term, whole life insurance does not require renewals. Once a policy is purchased and in force, it remains active until the insured person passes away or until the policy is surrendered. This permanence is one of the significant benefits of whole life insurance, providing both a death benefit and a cash value component that grows over time. As a result, the defining feature regarding renewals is that whole life insurance never has to be renewed.